Premium
रु. 14,000 रु./वर्ष
NPR/yr
Coverage
रु. 0 सवारी मूल्य
Vehicle value
Description
Comprehensive motor insurance from Nepal's largest market share company. Fast claim settlement.
Features
- Own damage cover
- Third party liability
- Personal accident cover
- Natural disaster cover
- Theft cover
Highlights
- Market leader
- Fast claims
- Wide network
Riders
RSMDST
Riot, Strike, Malicious Damage, Storm, Tempest
Personal Accident
Driver and passenger accident cover
Flood cover
Flood and landslide damage
Pros & Cons
Pros
- Market leader - 13.29% market share
- 115 branches for easy claim filing anywhere
- Fast claim processing
- Established trust and brand recognition
- Strong financial stability
Cons
- −No zero-depreciation option
- −No engine protect rider
- −No roadside assistance
- −Mid-to-high premium range
Coverage Breakdown
Own damage
Full vehicle valueThird party liability
As per NIA tariffPersonal accident
Rs 5 lakhNatural disaster
IncludedTheft
Full value−Zero depreciation
Not available−Roadside assistance
Not availableClaim Process
- 1Report to nearest Shikhar branch (115 locations)
- 2File FIR and submit documents
- 3Vehicle survey arranged quickly
- 4Repair authorization
- 5Fast-track settlement
Eligibility
Policy Term1 year