Secure Mind Insurance

This policy pays the outstanding loan to a Bank or Financial Institution in case the insured borrower dies, suffers permanent total disability, involuntary unemployment, or is diagnosed with any of the 18 listed critical illnesses. It is designed to mitigate lenders' losses from borrower defaults caused by circumstances beyond the borrower's control.

• Pays outstanding loan balance to the lending institution
• Covers death, permanent total disability, 18 critical illnesses and involuntary unemployment
• Claim admitted on the outstanding loan amount on the date of the claim event
• Excludes pre-existing conditions and critical illnesses discovered within 90 days of policy inception

• Protects lender's interest
• Covers death & permanent disability
• Includes 18 specified critical illnesses
• Covers involuntary unemployment