Question 1

Is travel insurance mandatory for going abroad from Nepal?

Accepted Answer

Yes, for foreign employment (Gulf, Malaysia, Korea), travel insurance is mandatory for visa processing. For tourism and study, it depends on the destination country's visa requirements.

Question 2

Does travel insurance cover COVID-19?

Accepted Answer

Most current travel insurance plans cover COVID-19 related hospitalization and treatment abroad. Check your specific plan for quarantine expenses and trip cancellation due to COVID.

Question 3

What is emergency medical evacuation in travel insurance?

Accepted Answer

If local medical facilities are inadequate, the insurer arranges and pays for air ambulance or medical transport to the nearest capable hospital or back to Nepal. This can save you USD 50,000-200,000.

Question 4

Can I buy travel insurance after leaving Nepal?

Accepted Answer

Most plans must be purchased before departure. Some insurers offer extensions while abroad, but buying a new policy after leaving is usually not possible.

Question 5

What does travel insurance for foreign workers cover?

Accepted Answer

Special plans for Nepali migrant workers cover workplace accidents, medical emergencies, accidental death and disability, and repatriation of mortal remains to Nepal.

Question 6

How do I file a travel insurance claim?

Accepted Answer

Contact the insurer's 24/7 helpline immediately. Keep all hospital bills, receipts, police reports (for theft), and travel documents. File the claim within 30 days of returning to Nepal.

Travel Insurance Plans in Nepal

Travel Insurance FAQs