International Travel
Travel InsurancePopular
Sum assured
Rs 25 L
Premium / yr
Rs 3,000
Term
Per trip
Entry age
—
About this plan
Comprehensive international travel insurance covering medical emergencies abroad, trip cancellation, baggage loss, and flight delays.
What's included
Key highlights
- Worldwide coverage
- Medical emergency
- Travel protection
Features
- Medical emergency abroad
- Trip cancellation
- Baggage loss
- Flight delay cover
- Personal liability
Eligibility & term
- Policy term
- Per trip
Pros & cons
Pros
- Comprehensive international coverage
- Medical emergency up to Rs 25 lakh
- Trip cancellation reimbursement
- Baggage loss compensation
- Flight delay benefits
Cons
- Per-trip purchase required (no annual plan)
- Pre-existing conditions not covered
- Adventure sports need separate rider
- Limited coverage in some countries
What affects your premium
- Travel destination (Asia/worldwide)
- Trip duration
- Age of traveler
- Coverage amount
How to claim
- 1Contact 24/7 emergency helpline
- 2Get treatment at any hospital
- 3Submit bills within 30 days of return
- 4Cashless at partner hospitals (India)
Best for
International travelersBusiness travelersVisa requirement fulfillmentFamily vacations
What's not covered
- Pre-existing medical conditions
- Travel against medical advice
- War zones and sanctioned countries
- Extreme sports without rider
- Pregnancy-related claims
Other plans from Sagarmatha Lumbini Insurance
Premium / yr
Rs 3,000