Coverage
रु. 0 सवारी मूल्य
Vehicle value
Description
Bumper-to-bumper protection for your vehicle, including own damage, third-party liability, and natural disaster coverage.
Features
- Own damage cover
- Third party liability
- Personal accident cover
- Natural disaster cover
- Theft cover
- Roadside assistance
Highlights
- Full coverage
- Roadside assistance
- Theft protection
Riders
RSMDST
Riot, Strike, Malicious Damage, Storm, Tempest cover
Flood/Landslide
Natural disaster add-on
Personal Accident
Driver/passenger accident cover
Pros & Cons
Pros
- Full bumper-to-bumper coverage
- Roadside assistance included
- Theft and natural disaster covered
- 100+ branches for easy claims
- Personal accident cover for driver
Cons
- −Depreciation applied on parts during claim
- −No zero-depreciation option
- −Premium higher than basic plans
- −No engine protect rider
Coverage Breakdown
Own damage
Full vehicle valueThird party liability
As per NIA tariffPersonal accident
Rs 5 lakhNatural disaster
IncludedTheft
Full valueRoadside assistance
24/7−Zero depreciation
Not available−Engine protect
Not availableClaim Process
- 1Report accident to police (FIR required)
- 2Notify insurer within 24 hours
- 3Get vehicle surveyed by company surveyor
- 4Repair at authorized garage
- 5Submit repair bills for reimbursement
Eligibility
Policy Term1 year