Livestock Guard
Agriculture Insurance
Sum assured
Rs 1.50 L
Premium / yr
Rs 2,500
Term
1 yrs
Entry age
—
About this plan
Comprehensive livestock insurance covering disease, accidental death, theft, and veterinary expenses for your animals.
What's included
Key highlights
- Vet expenses
- Disease cover
- Theft protection
Features
- Cattle insurance
- Disease cover
- Accidental death
- Theft cover
- Veterinary expenses
Eligibility & term
- Policy term
- 1 year
Pros & cons
Pros
- Comprehensive livestock protection
- Disease cover included
- Veterinary expense coverage
- Theft protection for animals
- 100+ branches for rural access
Cons
- Per-animal coverage limit (Rs 1.5 lakh)
- Animal must be tagged and registered
- Veterinary certificate required for claims
- Lower claim settlement ratio (82%)
What affects your premium
- Animal type and breed
- Number of animals
- Animal value/market price
- Vaccination history
How to claim
- 1Report animal death/disease immediately
- 2Get veterinary certificate
- 3Submit to nearest branch
- 4Assessment and settlement
Best for
Dairy farmersCommercial livestock ownersRural farmersPoultry farmers
What's not covered
- Pre-existing animal diseases
- Intentional harm to animals
- Animals not properly vaccinated
- Natural death of very old animals
Other plans from Sagarmatha Lumbini Insurance
Premium / yr
Rs 2,500