Shikhar Health Insurance

Shikhar's Health Insurance covers in-patient treatments, 150 daycare procedures, pre-hospitalization (30 days) and post-hospitalization (60 days) expenses. Cashless facility available in 28 hospitals in Nepal and over 5,800 hospitals in India. Available for individuals, couples, families and corporate employees.

• Cashless treatment in 28 hospitals in Nepal and 5,800+ hospitals in India
• In-patient hospitalization cover (minimum 24 hrs and IV open)
• Covers 150 daycare/OT procedures
• Pre-hospitalization (30 days) and post-hospitalization (60 days) expenses covered
• 4-year waiting period for pre-existing diseases
• 2-year waiting period for certain treatments
• Medical expenses within first 30 days of policy inception are excluded

• Cashless network: 28 Nepal / 5,800+ India
• 150 daycare/OT procedures covered
• 4-year waiting for pre-existing conditions