क्यासलेस नेटवर्क
Network Hospitals
28 Nepal / 5,800+ India
Daycare Procedures
150 covered
Waiting Period
Pre-existing 4 yrs; Certain treatments 2 yrs
Coverage
Min Coverage
रु. 500,000
Max Coverage
रु. 50,000,000
Claim Settlement Rate (Shikhar Insurance)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
Shikhar's Health Insurance covers in-patient treatments, 150 daycare procedures, pre-hospitalization (30 days) and post-hospitalization (60 days) expenses. Cashless facility available in 28 hospitals in Nepal and over 5,800 hospitals in India. Available for individuals, couples, families and corporate employees.
Features
- Cashless treatment in 28 hospitals in Nepal and 5,800+ hospitals in India
- In-patient hospitalization cover (minimum 24 hrs and IV open)
- Covers 150 daycare/OT procedures
- Pre-hospitalization (30 days) and post-hospitalization (60 days) expenses covered
- 4-year waiting period for pre-existing diseases
- 2-year waiting period for certain treatments
- Medical expenses within first 30 days of policy inception are excluded
Highlights
- Cashless network: 28 Nepal / 5,800+ India
- 150 daycare/OT procedures covered
- 4-year waiting for pre-existing conditions