
लोकप्रिय
नीति प्रकार
सम्पूर्ण (OD + TP)
डिप्रेसिएसन वेभर
Yes
नयाँ सवारी प्रतिस्थापन
Yes
Premium
रु. 12,000 रु./वर्ष
NPR/yr
Coverage
रु. 5 लाख (NPR 5 Lakh)
NPR
Description
Shikhar Insurance Auto Plus adds value to a comprehensive motor policy with features like depreciation waiver, daily rental/transport allowance and new vehicle replacement. Not available for commercial vehicles or vehicles older than 10 years.
Features
- Depreciation waiver — reimbursement of depreciation deducted at claim
- Daily rental/transport cost — up to 14 days for partial loss, 30 days for total loss
- New vehicle replacement — difference between sum insured and showroom price reimbursed
- Available as add-on to comprehensive motor policy
- Not available for commercial vehicles or vehicles older than 10 years
- Compensation related to deductible and salvage included
Highlights
- Depreciation waiver
- Daily rental cover (14 / 30 days)
- New vehicle replacement
- Not for commercial or 10+ year vehicles
Motor Insurance Details
Vehicle TypeFour Wheeler
Own Damage Excess%
Towing CoverageNot included
Eligibility
Policy Term1 year (annual)
