Shikhar Insurance
Motor Insurance
Popular

Auto Plus Insurance

by Shikhar Insurance

लोकप्रिय

नीति प्रकार

सम्पूर्ण (OD + TP)

डिप्रेसिएसन वेभर

Yes

नयाँ सवारी प्रतिस्थापन

Yes

Premium

रु. 12,000 रु./वर्ष

NPR/yr

Coverage

रु. 5 लाख (NPR 5 Lakh)

NPR

Description

Shikhar Insurance Auto Plus adds value to a comprehensive motor policy with features like depreciation waiver, daily rental/transport allowance and new vehicle replacement. Not available for commercial vehicles or vehicles older than 10 years.

Features
  • Depreciation waiver — reimbursement of depreciation deducted at claim
  • Daily rental/transport cost — up to 14 days for partial loss, 30 days for total loss
  • New vehicle replacement — difference between sum insured and showroom price reimbursed
  • Available as add-on to comprehensive motor policy
  • Not available for commercial vehicles or vehicles older than 10 years
  • Compensation related to deductible and salvage included
Highlights
  • Depreciation waiver
  • Daily rental cover (14 / 30 days)
  • New vehicle replacement
  • Not for commercial or 10+ year vehicles
Motor Insurance Details
Vehicle TypeFour Wheeler
Own Damage Excess%
Towing CoverageNot included
Eligibility
Policy Term1 year (annual)