Contractors' All Risk Insurance

by Shikhar Insurance

Property Insurance

About this plan

A policy designed to protect contractors, principals, subcontractors and lenders for civil engineering projects (buildings, roads, bridges, dams, canals, tunnels, water supply etc.). Provides all-risk coverage for construction works against accidental damage, fire, flood, earthquake, collapse and similar perils, subject to specified exclusions.

What's included

Key highlights

  • Specifically designed for construction projects
  • Sum insured based on full project/contract value
  • Separate excesses for normal losses and collapse/Acts of God

Features

  • All-risk coverage (subject to specified exclusions)
  • Covers fire, chemical and physical explosions
  • Covers accidental damage during construction (dropping, falling, human error, negligence)
  • Includes water damage, flood, storm, earthquake, subsidence/landslide
  • Separate excess for collapse/Acts of God (AOG)
  • Section I: Material Damage (project cost, construction plant & equipment, debris removal)
  • Section II: Third-Party Liability (personal injury and property damage)

Plan specifics

Vehicle type
Two wheeler
Own damage excess
null%
Towing coverage
Not included

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