Cash Insurance

This policy covers loss of money carried by authorized personnel in transit and cash kept in safes/vaults/strong rooms inside insured premises against theft, burglary, holdup, robbery and related risks. RSMDST/terrorism can be included for an extra premium.

• Covers loss of cash in transit by authorized personnel (theft, robbery, looting, snatching)
• Covers loss of cash from safes, vaults or strong rooms inside insured premises
• Covers loss of cash inside premises during working hours
• Covers dishonest acts by authorized staff if discovered within 72 hours
• Personal cash loss of insured staff covered up to NPR 10,000 per policy period
• RSMDST/terrorism cover available at additional premium
• Transit criteria: up to NPR 10M — one office person; above NPR 10M — one guard + one office person
• Minimum security: 24-hour guard, CCTV, secure key/code storage

• Covers both transit and safe/vault cash
• Staff personal cash cover up to NPR 10,000
• RSMDST/terrorism cover optional at extra premium
• Clear transit security requirements