Best Value
Entry Age
18-60
Min Sum Assured
NPR 25,000
Max Maturity Age
70 yrs
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 25,000 रु.
Based on Source of Income
Description
Endowment plan targeted at individuals with higher risk exposure and comparatively lower income. Natural death pays double sum assured; accidental death pays triple sum assured.
Features
- Double sum assured on natural death
- Triple sum assured on accidental death
- Maturity benefit: 1× Sum Assured + declared & vested bonus
- Riders available
- Discounts/rebates available by sum-assured band and payment frequency
Highlights
- 2× Sum Assured on natural death
- 3× Sum Assured on accidental death
- Min Sum Assured: NPR 25,000
- Riders: ADB, PTD, PWB, CI
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 60 years
Policy TermMin 10 years - Max 52 years