Lifetime Cover
Entry Age
18–65
Min Sum Assured
रु.100,000
Riders
ADB / PTD / CI
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Income
Description
This plan guarantees lifetime protection and also serves as an estate-planning vehicle. Coverage continues until the insured attains age 100 even after the premium paying term. Death benefit includes Sum Assured plus declared and vested bonuses (during premium paying term). Survival benefits and a fully paid-up whole life assurance apply at the end of the premium paying term.
Features
- Lifetime cover up to age 100
- Minimum Sum Assured NPR 100,000; No maximum limit
- Death benefit: Sum Assured plus declared & vested bonuses during premium paying term; Sum Assured after premium term
- Survival benefit: Sum Assured + Bonus at end of premium paying term and a fully paid-up whole life assurance
- Optional riders availiable
- Premium payment modes: discounts/rebates
Highlights
- Lifetime protection (to age 100)
- Min Sum Assured NPR 100,000
- Participating plan with declared bonuses
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) (up to age 70): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD) (up to age 70): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 65 years
Policy TermMinimum 5 years, Maximum 52 years