लोकप्रिय
न्यूनतम बीमाङ्क
रु.50,000
प्रवेश उमेर
18-65 वर्ष
पोलिसी अवधि
10-25 वर्ष
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 50,000 रु.
Based on Income
Description
A limited premium-paying endowment life plan with flexible premium payment terms and option to increase risk coverage every 5 years. Death benefit pays Sum Assured plus declared & vested bonuses; maturity pays Basic Sum Assured plus bonuses.
Features
- Flexible premium payment terms
- Option to increase risk coverage every 5 years
- Death benefit multipliers ranging from 100% to 225% of Basic Sum Assured depending on policy year
- Maturity benefit: Basic Sum Assured plus declared & vested bonuses
- Optional riders available
Highlights
- Minimum Sum Assured: NPR 50,000
- Policy term: 10–25 years
- Optional riders available
- As per company rule loan/surrender value and paid up value availiable
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 65 years
Policy Term10 to 25 years