Participating
Survival Benefit
5% of SA annually
Min Sum Assured
रु.100,000
Max Maturity Age
75 years
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 1 लाख (NPR 1 Lakh)
NPR
Description
This is a participating (profit) anticipated endowment plan. Under this plan a fixed 5% of Sum Assured is paid to the policyholder every year starting from the second year until maturity. Death benefit includes Sum Assured plus declared and vested bonus; maturity includes remaining percentage of Sum Assured plus extra benefit as per term along with declared and vested bonus.
Features
- 5% of Sum Assured paid annually from 2nd year until maturity
- Death benefit: Sum Assured + declared & vested bonus
- Maturity benefit: Remaining % of SA + extra benefit by term (15y=0%, 20y=10%)
- Optional riders: ADB, PTD, Premium Waiver, Critical Illness
- Min Sum Assured NPR 100,000; Entry age 18–55; Max maturity age 75
- Premium modes: Yearly, Half-yearly, Quarterly
Highlights
- Annual 5% survival benefit
- Min Sum Assured NPR 100,000
- Max maturity age 75 years
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)
Permanent Total Disability (PTD)
Premium Waiver Benefit (PWB)
Critical Illness (CI)
Eligibility
Age18 - 55 years
Policy Term15–20 years