लोकप्रिय
न्यूनतम बीमाङ्क
रु.25,000
प्रवेश उमेर
18–60 वर्ष
नीति अवधि
7–52 वर्ष
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 25,000 रु.
Based on Source of Income
Description
An affordable protection-cum-savings plan that provides financial protection and encourages regular savings over the policy term. Suitable as an alternative retirement or future corpus-building plan.
Features
- Death benefit: Sum Assured plus declared and vested bonus
- Maturity benefit: Sum Assured plus declared and vested bonus
- Optional riders: Accidental Death Benefit, Permanent Total Disability, Premium Waiver Benefit, Critical Illness
- Minimum Sum Assured: NPR 25,000; No upper limit
- Premium rebates per thousand for Sum Assured bands and frequency-based discounts/loadings
Highlights
- Minimum Sum Assured: NPR 25,000
- Entry age: 18–60 years
- Policy term: 7–52 years
- Optional riders available
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier. Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 60 years
Policy TermMinimum 7 years - Maximum 52 years