Life Insurance
Popular
Limited Paying Endowment-cum-Whole Life Policy
सावधिक/आजीवन जीवन
न्यूनतम बीमित रकम
रु.50,000
प्रीमियम भुक्तानी
एकल र सीमित
अधिकतम परिपक्वता उमेर
70
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 50,000 रु.
Based on Source of Income
Description
A limited-paying endowment cum whole life policy that combines endowment benefits with lifelong insurance coverage. Offers flexible payment options (single and limited payment terms).
Features
- Combined endowment and whole-life benefits
- Flexible premium payment options: single and limited paying terms
- Death benefit during endowment term: Sum Assured + declared & vested bonus
- Post-endowment death benefit: Sum Assured (survival benefits already paid not deducted)
- Survival benefit at end of endowment term: Sum Assured + bonus and becomes fully paid-up whole life assurance
- Optional riders available
Highlights
- Minimum Sum Assured NPR 50,000
- Policy term 5–30 years
- Optional riders available
- Single and limited premium payment structures available
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) (up to age 70): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD) (up to age 70): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
Eligibility
Age18 - 65 years
Policy TermMinimum 5 years, Maximum 30 years