With‑Profits
Entry Age
18–65
Three survival benefit options
75/80/85 years
Paid‑up / Loan
After 3 yrs
Coverage
रु. 25,000 रु.
NPR
Description
Anmol Jeevan Beema Yojana is a participating (with-profits) endowment cum whole-life plan providing annual simple reversionary bonuses, maturity benefit and continued death cover/survival benefit options after maturity.
Features
- Participating (with‑profits) endowment cum whole‑life plan with annual reversionary bonuses
- Minimum sum assured NPR 25,000
- Post‑maturity survival options at age 75 (60% SA), 80 (80% SA), 85 (100% SA)
- Surrender/paid‑up/policy loan available after 3 full policy years and 3 annual premiums
- Riders: Accidental Death Benefit, ADB+TPD+Premium Waiver, Critical Illness
Highlights
- Annual reversionary bonuses (with‑profits)
- Three post‑maturity survival options at ages 75/80/85
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) Only: This is a rider benefit which offers protection on occurrence of death of the policyholder due to accident. It can be taken with payment of additional Rs. 1 per thousand. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less is payable to the beneficiary of assured.
Accidental Death Benefit, Accidental Total Permanent Disability, Premium Waiver Benefit – ADB, TPD & PWB: This is a rider benefit which offers protection on occurrence of death or disability of the policyholder due to accident. This rider is to be offered as a package along with premium waiver rider. It can be taken with payment of an additional Rs. 2 per thousand. Total coverage amount under these benefits will be equal to basic sum assured or Maximum Rs. 100, 00,000/- whichever is less.
3. Critical Illness Benefit: This is a Rider benefit. If the life assured is diagnosed with specific illness defined under this plan during the policy term, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.
Eligibility
Age18 - 65 years
Policy Term5 years to 50 years (depending on maximum age at expiry)