iEnsure Jeevan Beema Yojana

iEnsure Jeevan Beema Yojana is a non‑participating return‑of‑premium term plan providing coverage for the policy term. On death during the policy term the sum assured is paid; if death occurs before risk commencement premium is refunded; at maturity total premiums paid are returned.

• Non‑participating return‑of‑premium term plan
• Refund of premium if death occurs before risk commencement
• Sum assured payable on death during policy term
• Total premiums paid returned at maturity
• Risk commencement after 1 year (except accidental death)
• Surrender value payable only after 3 full policy years and 3 full annual premium payments

• Return of premium at maturity
• Refund of premium if death before risk commencement
• Sum assured paid on death
• Risk starts after 1 year (except accidental death)