Naulo Surakshit Jeevan Beema Yojana
EndowmentPopular
Sum assured
Rs 25,000
Premium / yr
Rs 5,000
Term
5–55 yrs
Entry age
18–70
About this plan
A participating (with‑profits) endowment life insurance plan providing life protection plus savings through annual simple reversionary bonuses. On maturity or on death, the sum assured plus accrued bonus is payable.
What's included
Key highlights
- Participating (with‑profits) plan
- Min Sum Assured: NPR 25,000
- Policy term: 5–55 years
- Entry age: 18–70 years
Features
- Participating endowment with annual simple reversionary bonuses
- Maturity benefit: Sum Assured + accrued bonus
- Death benefit: Sum Assured + accrued bonus payable to beneficiary
- Loan/surrender value after 3 full policy years and 3 full annual premiums
- Optional riders: Accidental Death Benefit (ADB), Total Permanent Disability (TPD), Premium Waiver Benefit (PWB)
Eligibility & term
- Entry age
- 18 – 70 years
- Policy term
- 5 years to 55 years
Declared bonus
Rs 56–85 / 1,000
FY 2082/83
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from Nepal Life Insurance
Premium / yr
Rs 5,000