Money-back
Entry Age
18-60 yrs
Min Sum Assured
रु.50,000
Policy Term
10-25 yrs
Coverage
रु. 50,000 रु.
NPR
Description
Naulo Dhanbarsha is a limited payment money-back (anticipated) endowment plan. Risk cover continues for the full policy term while premiums are paid for a limited period. On death, benefits (2.5x Sum Assured for single premium mode; basic Sum Assured for other modes) plus vested bonuses are payable. Policy loan and optional riders are available.
Features
- Limited premium payment
- Regular money-back payouts during policy term
- Policy loan up to 90% of surrender value
- Optional riders: Accidental Death, TPD, Premium Waiver, Critical Illness
- Entry age 18–60; maximum maturity age 70
Highlights
- Money-back plan — regular liquidity during term
- 2.5x death benefit in single premium mode
- Policy loan up to 90% of surrender value
- Optional riders for extra protection (ADB/TPD/PWB/CI)
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB) only- It can be taken with payment of additional nominal premium. In case of death due to accident, additional benefit equal to basic sum assured or maximum Rs. 1,00,00,000 whichever is less
ADB +Accidental Total Permanent Disability (TPD) +Premium Waiver Benefit (PWB)- Total coverage amount under this benefits will be equal to basic sum assured or Maximum Rs. 1,00,00,000/- whichever is less.
Critical Illness Benefit- If the life assured is diagnosed with specific illness defined under this rider during the policy term, lump sum amount equal to basic sum assured or maximum up to Rs. 50,00,000 will be paid to the insured.
Eligibility
Age18 - 60 years
Policy Term10 to 25 years