IME Child Money Back Plan (IME Bal Umanga)
OtherPopular
Sum assured
Rs 1 L
Premium / yr
On request
Term
10–25 yrs
Entry age
0–17
About this plan
Child-targeted money-back life plan to meet education and marriage needs. Survival benefits are paid in five instalments (20% each) starting four years before maturity; death benefits and bonuses apply.
What's included
Key highlights
- Money-back structure targeted for child's education/marriage
- Five survival payouts of 20% each beginning 4 years before maturity
- Compulsory premium waiver and income benefit on proposer death/disability
Features
- Survival benefits in five instalments of 20% each (paid starting 4 years before maturity) plus vested bonus
- Minimum Sum Assured: NPR 100,000
- Entry Age (Assured): 0–17 years (Age Last Birthday)
- Proposer Entry Age: 18–60 years (Age Nearest Birthday)
- Premium modes: Single, Yearly, Half-Yearly, Quarterly; Payment terms: Regular, Limited, Single
- Risk commencement: 2 years after policy start or when child completes 6 years (whichever later); if entry age ≥15 then 1 year
- Compulsory benefits on proposer death/total permanent disability: Premium waiver and Income Benefit
- Optional riders: Accidental Death, Lump-Sum, Funeral Expense
Eligibility & term
- Entry age
- 0 – 17 years
- Policy term
- 10–25 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from IME Life Insurance
Premium
Quote on request