IME Simple Endowment Plan (IME Saral Sawadhik Bima Yojana)
EndowmentPopular
Sum assured
Rs 25,000
Premium / yr
On request
Term
5–52 yrs
Entry age
18–65
About this plan
A traditional endowment (protection + savings) plan providing Sum Assured plus vested bonus on maturity or on death during the policy term.
What's included
Key highlights
- Simple, affordable endowment
- Multiple optional riders
- Loan facility and tax benefits
Features
- Minimum Sum Assured: NPR 25,000
- No upper limit on SA (subject to underwriting)
- Entry Age: 18–65 years
- Policy Term: 5–52 years
- Maximum Maturity Age: 70 years
- Premium modes: Yearly / Half-yearly / Quarterly
- Death benefit: Sum Assured + vested bonus
- Maturity benefit: Sum Assured + vested bonus
- Loan available after policy acquires surrender value
- Tax benefits
- Multiple Optional riders under single plan
Eligibility & term
- Entry age
- 18 – 65 years
- Policy term
- 5–52 Years
Declared bonus
Rs 22–80 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
No optional riders are attached to this plan.
Other plans from IME Life Insurance
Premium
Quote on request