अनिवार्य (Foreign Employment)
प्रवेश उमेर
18-64 वर्ष
न्यूनतम प्रिमियम
रु.1,486/वर्ष (term 1yr, age 18-35)
बिमा रकम
रु.10,00,000
Coverage
रु. 10 लाख (NPR 10 Lakh)
Based on Source of Income
Description
Compulsory term life policy for those going abroad for foreign employment. Provides sum assured on death and additional benefits for funeral, repatriation, income loss, disability, critical illness and medical reimbursement.
Features
- Compulsory for foreign employment
- Death benefit: NPR 1,000,000
- Funeral expense: NPR 100,000
- Repatriation expense: NPR 100,000 (with proof)
- Loss of income benefit: NPR 200,000
- Permanent total disability: NPR 1,000,000
- Temporary partial disability: up to NPR 500,000
- Critical illness benefit: NPR 500,000
- Medical reimbursement up to NPR 100,000 for traumatic events and critical illness treatment
- Additional NPR 400 on premium for critical illness coverage
Highlights
- Compulsory term life for foreign employment
- Fixed coverage amount
- Funeral and repatriation expenses included
- Short-term coverage
Life Insurance Details
Eligibility
Age18 - 64 years
Policy Term1 - 6.5 years
