टर्म प्लान
Entry Age
18-75
Max Maturity Age
76
Riders
Funeral, Accidental, TPD
Premium
रु. 0 रु./वर्ष वा एकपटक
NPR/yr or single
Coverage
रु. 5,000 रु.
2500000
Description
Non-participating term assurance that pays full sum assured on death during the term. Available in yearly or single premium mode. Optional riders include funeral expense, accidental death, total & partial permanent disability.
Features
- Term (non-participating) assurance
- Premium modes: yearly or single
- Death benefit: full sum assured
- Optional riders: funeral expense, accidental death, TPD, partial permanent disability
Highlights
- Term plan — non-participating
- Full sum assured paid on death
- Optional accidental & funeral riders
Life Insurance Details
Available Riders
Funeral Expense Rider-On death of the life assured during the term of the policy, up to 40% of the base Sum Assured subject to maximum of NPR 50,000 is payable as funeral expense.
Accidental Death Benefit Rider-On death of the life assured due to accident during the policy term an additional sum assured up to 100% of the base plan sum assured as opted by the life assured is payable subject to maximum of NPR 25,00,000.
Accidental Total Permanent Disability Benefit Rider-Rider Sum Assured up to 100% of base plan Sum Assured as opted by the life assured subject to the maximum of NPR 2500,000 will be payable to the policyholder on Total Permanent Disability resulting from accident.
Accidental Partial Permanent Disability Rider-Rider Sum Assured up to 50% of base plan Sum Assured subject to the maximum of NPR 12,50,000 will be payable to the life assured on Partial Permanent disability resulting from accident of the life assured.
Eligibility
Age18 - 75 years
Policy TermMin 1 year - Max 30 years