Participating
Survival Benefit
5% of SA annually
Min Sum Assured
रु.100,000
Max Maturity Age
75 years
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 1 लाख (NPR 1 Lakh)
NPR
Description
This is a participating (profit) anticipated endowment plan. Under this plan a fixed 5% of Sum Assured is paid to the policyholder every year starting from the second year until maturity. Death benefit includes Sum Assured plus declared and vested bonus; maturity includes remaining percentage of Sum Assured plus extra benefit as per term along with declared and vested bonus.
Features
- दोस्रो वर्षदेखि म्यादसम्म वार्षिक रूपमा सुम एश्योरडको ५% बापत पेमेंट
- मृत्युमा सुम एश्योरड तथा घोषित र भुक्तानी गरिएको बोनस
- परिपक्वतामा टर्मअनुसार अतिरिक्त म्याचुरिटी लाभ (१५ वर्ष=०%, २० वर्ष=१०%)
- वैकल्पिक राइडरहरू: ADB, PTD, PWB, Critical Illness
- न्यूनतम सुम एश्योरड रु.100,000; इन्ट्री उमेर 18–55 वर्ष; अधिकतम म्याच्युरिटी उमेर 75 वर्ष
- भुगतान मोड: वार्षिक, अर्धवार्षिक, त्रैमासिक
Highlights
- वार्षिक ५% सर्भाइवल बेनिफिट
- न्यूनतम सुम एश्योरड रु.100,000
- अधिकतम म्याच्युरिटी उमेर ७५ वर्ष
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)
Permanent Total Disability (PTD)
Premium Waiver Benefit (PWB)
Critical Illness (CI)
Eligibility
Age18 - 55 years
Policy Term१५–२० वर्ष