Lifetime Cover
Entry Age
18–65
Min Sum Assured
रु.100,000
Riders
ADB / PTD / CI
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Income
Description
This plan guarantees lifetime protection and also serves as an estate-planning vehicle. Coverage continues until the insured attains age 100 even after the premium paying term. Death benefit includes Sum Assured plus declared and vested bonuses (during premium paying term). Survival benefits and a fully paid-up whole life assurance apply at the end of the premium paying term.
Features
- बीमितको उमेर १०० वर्षसम्म आजीवन कवरेज
- न्यूनतम बिमा रकम रु.100,000, माथिल्लो सीमा: बिना सीमा
- मृत्यु लाभ: प्रिमियम भुक्तानी अवधिमा भने बोनससहितको बीमाङ्क; भुक्तानी अवधिपछि बीमाङ्क
- सर्भाइभल लाभ: प्रिमियम भुक्तानी अवधि समाप्तिमा बीमाङ्क+ बोनस
- वैकल्पिक राइडर
- प्रीमियम भुक्तानी मोड: छुट उपलब्ध
Highlights
- आजिवन संरक्षण (100 वर्ष सम्म)
- न्यूनतम बीमाशुल्क रु.100,000
- बोनस प्राप्त हुने पारंपरिक योजना
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) (up to age 70): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
Permanent Total Disability (PTD) (up to age 70): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Eligibility
Age18 - 65 years
Policy Termन्यूनतम 5 वर्ष, अधिकतम 52 वर्ष