Saral Endowment Policy
Sum assured
Rs 25,000
Premium / yr
On request
Term
7–52 yrs
Entry age
18–60
About this plan
An affordable protection-cum-savings plan that provides financial protection and encourages regular savings over the policy term. Suitable as an alternative retirement or future corpus-building plan.
What's included
Key highlights
- न्यूनतम बीमित रकम: रु.25,000
- प्रवेश उमेर: 18–60 वर्ष
- नीति अवधि: 7–52 वर्ष
- विकल्पीय राइडरहरू उपलब्ध
Features
- मृत्यु लाभ: बीमाङ्क सहित घोषणा गरिएको बोनस वरिपरि
- परिपक्वतामा जीवन बिमाको बीमाङ्क र घोषणा गरिएको बोनस उपलब्ध
- वैकल्पिक राइडरहरू: दुर्घटना मृत्युदावी, स्थायी पूर्ण अपाङ्गता, प्रिमियम माफी, संकटरोग लाभ
- कम्तिमा बीमित रकम रु.25,000; अधिकतम बीमा सीमामा कुनै सीमा छैन
- प्रीमियममा बीमाङ्क ब्यान्ड अनुसार प्रति हजार छुट र भुक्तानी छुट
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 7 – 52 years
- Sum assured
- From Rs 25,000
- Premium modes
- Single, Yearly, Half-yearly, Quarterly, Monthly
Benefits payout
- Death benefit
- Sum Assured + Bonus Declared and Vested
- Maturity benefit
- Sum Assured + Bonus Declared and Vested
- Accidental benefit
- Additional amount equal to Sum Assured or NPR 10,000,000 whichever is lower
Declared bonus
Rs 19–70 / 1,000
FY 2080/81
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental Death Benefit (ADB)
Additional amount equal to Sum Assured or NPR 10,000,000 whichever is lower
Permanent Total Disability (PTD)
Sum Assured or NPR 10,000,000 whichever is lower payable in 120 monthly installments (balance on maturity if remaining term <120 months)
Premium Waiver Benefit (PWB)
Future premiums waived after PTD due to accident
Critical Illness (CI)
Onset of specified critical illnesses, additional amount equal to Sum Assured or NPR 5,000,000 whichever is lower
Loan & liquidity
- Policy loan
- Available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
Other plans from सानिमा रिलायन्स लाइफ इन्स्योरेन्स
Premium
Quote on request