Extended return plan
Entry Age
18-58 yrs
Min Sum Assured
रु.500,000
Extended Benefit
20 yrs extension, 5% Sum assured/yr
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 5 लाख (NPR 5 Lakh)
Based on Source of Income
Description
A money-back/saving-investment plan that pays the sum assured in three instalments during the policy term (33%, 33%, 34% + bonus) and continues for a 20-year extended term paying 5% of sum assured annually. Death risk is covered during the policy term and the extended period.
Features
- Money-back in three instalments during policy term (33% / 33% / 34% + bonus)
- 20-year extended period with 5% of sum assured paid annually
- Guaranteed return advertised as 200% of sum assured
- Full sum assured + bonus payable on death during policy term
- Minimum sum assured NPR 500,000; maximum based on income
- Policy terms: 12/15/18/21 years; premium paying term equals policy term
- Premium modes: Yearly, Half-yearly, Quarterly, Single (one-time)
- Optional riders: ADB, TPD, Premium Waiver, Critical Illness
Highlights
- Min SA: NPR 500,000
- Policy terms: 12/15/18/21 yrs
- Extended term: 20 yrs with 5% Sum assured yearly
Life Insurance Details
Money Back Policy
Available Riders
Accidental Death Benefit (ADB)
Accidental Total Permanent Disability (TPD)
Premium Waiver Benefit (PWB)
Critical Illness Benefit
Eligibility
Age18 - 58 years
Policy Term12/15/18/21 years