Limited‑pay Whole‑life
Critical Illness
5000000 (Maximum coverage)
Entry Age
18–55 years
Policy Loan
90% of total value
Eligibility
Age18 - 60 years
Coverage
Min Coverage
रु. 2,500,000
Max Coverage
रु. 250,000,000
Claim Settlement Rate (SuryaJyoti Life Insurance)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
Limited-pay whole-life type life insurance offering lifelong coverage after limited premium payment. All premiums paid are refunded at age 70.
Features
- Lifelong protection at relatively low premium
- Total premiums paid refunded at age 70
- Limited premium payment with whole-life coverage
- Policy loan up to 90% of surrender value
Highlights
- Coverage up to 6x paid premium
- Premiums refunded at age 70
- Loan up to 90% of surrender value