Critical Illness
5000000 (Maximum coverage)
Entry Age
18–55 years
Policy Loan
90% of total value
Premium
रु. 25,162 रु./वर्ष
NPR/yr
Coverage
रु. 25 लाख (NPR 25 Lakh)
Based on Source of Income
Limited-pay whole-life type life insurance offering lifelong coverage after limited premium payment. All premiums paid are refunded at age 70.
- Lifelong protection at relatively low premium
- Total premiums paid refunded at age 70
- Limited premium payment with whole-life coverage
- Policy loan up to 90% of surrender value
- Coverage up to 6x paid premium
- Premiums refunded at age 70
- Loan up to 90% of surrender value
Available Riders
See what your investment would be worth today if started 20 years ago with this plan.
Select Yearly Premium / वार्षिक प्रिमियम छान्नुहोस्
Total Premium Paid (20 yrs)
रु. 3 लाख
कुल प्रिमियम भुक्तानी
Sum Assured
रु. 14.9 लाख
बीमाङ्क
Accumulated Bonus (20 yrs @ Rs. 57 per 1,000 SA)
+ रु. 16.8 लाख
संचित बोनस (FY 2079/80)
Estimated Maturity Value / अनुमानित परिपक्वता रकम
रु. 31.7 लाख
= Sum Assured (रु. 14.9 लाख) + Bonus (रु. 16.8 लाख)
* Projection based on bonus rate of FY 2079/80 (Rs. 43–70 per 1,000 SA). Actual returns may vary. Bonus rates are declared annually and are not guaranteed.