SuryaJyoti Sajeelo Bhuktani Jeevan Beema

A money-back life insurance plan that refunds fixed percentages of the Sum Assured at each policy anniversary which can be adjusted against renewal premiums. In case of death, full Sum Assured is paid to the beneficiary without deducting refunded amounts.

• Annual survival refunds as fixed percentages of Sum Assured
• Full basic Sum Assured + declared bonuses payable on death without deducting survival refunds
• Optional riders: Accidental Death, Accidental TPD + Premium Waiver, Critical Illness

• Annual survival refunds 4%–6% depending on option/term
• Entry age 18–50 years
• Maximum maturity age 60 years