नियमित आय
न्यूनतम बीमित रकम
रु. 100,000
वार्षिक बाँच्ने भत्ता
६% बीमाङ्क
परिपक्वता लाभ
150% बीमाङ्क
Eligibility
Age18 - 60 years
Coverage
Min Coverage
रु. 100,000
Max Coverage
रु. 10,000,000
Claim Settlement Rate (SuryaJyoti Life Insurance)
93.92%Claims Paid: 4,823Claims Outstanding: 312
Description
Long-term life insurance plan offering regular income (anticipated payouts) after premium payment term. Pays vested bonus at end of premium term and then 6% of basic sum assured annually until one year before maturity; maturity benefit is 150% of sum assured. Offers single-payment and limited premium-payment options.
Features
- Premium modes: Yearly, Half-yearly, Quarterly
- Vested bonus at end of premium term plus 6% of SA paid annually until one year before maturity
- Maturity benefit: 150% of Sum Assured
- Death benefits: 250% SA + bonus during premium term; 200% SA + bonus after premium term before age 70
- Optional riders: Accidental Death Benefit, TPD, Premium Waiver
Highlights
- 6% annual survival payout
- 150% of Sum assured at maturity
- Min Sum assured NPR 100,000