नियमित आय
न्यूनतम बीमित रकम
रु. 100,000
वार्षिक बाँच्ने भत्ता
६% बीमाङ्क
परिपक्वता लाभ
150% बीमाङ्क
Premium
रु. 0 रु./वर्ष
NPR/yr
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Source of Income
Description
Long-term life insurance plan offering regular income (anticipated payouts) after premium payment term. Pays vested bonus at end of premium term and then 6% of basic sum assured annually until one year before maturity; maturity benefit is 150% of sum assured. Offers single-payment and limited premium-payment options.
Features
- Premium modes: Yearly, Half-yearly, Quarterly
- Vested bonus at end of premium term plus 6% of SA paid annually until one year before maturity
- Maturity benefit: 150% of Sum Assured
- Death benefits: 250% SA + bonus during premium term; 200% SA + bonus after premium term before age 70
- Optional riders: Accidental Death Benefit, TPD, Premium Waiver
Highlights
- 6% annual survival payout
- 150% of Sum assured at maturity
- Min Sum assured NPR 100,000
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)- Coverage-Basic sum assured or maximum of 10000000 whichever is less
ADB + Total Permanent Disability (TPD) + Premium Waiver Benefit (PWB)-Coverage-Basic sum assured or maximum of 10000000 whichever is less
Eligibility
Age18 - 60 years
Policy Term Premium payment term 10–50 years or single payment with deferment