SuryaJyoti Sawadhik Endowment Plan
Endowment
About this plan
SuryaJyoti Sawadhik Endowment Plan is a traditional saving-cum-protection plan where low fixed premiums are payable for a chosen term. On death or maturity the basic sum assured with declared bonus is paid. Optional riders are available.
What's included
Key highlights
- Min SA NPR 25,000
- Participating plan (bonuses applicable)
- ADB / TPD / PWB riders available
Features
- Minimum Sum Assured: NPR 25,000
- Maximum maturity age: 70 years
- Premium modes: Yearly, Half-yearly, Quarterly
- Death or maturity benefit: Basic Sum Assured + Bonus
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5 - 52 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 40 |
| 10-14 | Rs. 41 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 54 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Bonus & maturity projection
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
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