SuryaJyoti Naulo Baal Jeevan Beema
Child
About this plan
A child endowment plan providing Sum Assured plus bonus at maturity. Offers child death benefits, proposer death monthly income (1% of Sum assured) with premium waiver, and optional riders (accidental death, critical illness, TPD waiver).
What's included
Key highlights
- Child plan
- Maturity: Sum Assured + bonus
- Proposer death: premium waiver + monthly income
Features
- Minimum Sum Assured NPR 50,000
- Entry age 0–17 years
- Maturity benefit: Sum Assured + bonus
- Child death benefit: 25% SumAssured + bonus or total paid premium (whichever higher)
- Proposer death: monthly income 1% of Sum Assured + future premium waiver
Eligibility & term
- Entry age
- 0 – 17 years
- Policy term
- 10-27 years
Declared bonus
Term-wise Breakdown
FY 2081/82
| Tenure (Years) | Rate (per '000) |
|---|---|
| 0-9 | Rs. 40 |
| 10-14 | Rs. 41 |
| 15-19 | Rs. 45 |
| 20-24 | Rs. 54 |
| 25-29 | Rs. 60 |
| 30 and above | Rs. 70 |
Reversionary bonus rates declared for the latest fiscal year based on policy term. Rates are revised annually and are not guaranteed for future years.
Bonus & maturity projection
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
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Premium
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