SuryaJyoti Foreign Employment Term Life Insurance
This is pure cover: it pays your family if something happens during the term, and there is no amount paid back at the end. A single-premium term life insurance designed to provide coverage for death, disability or critical illness during foreign employment. Policy term is the foreign employment contract term plus 6 months.
What's included
Key highlights
- Specifically for foreign employment coverage
- Single premium (one-time payment)
- Policy term = employment contract term + 6 months
Features
- Coverage for death, disability and critical illness during foreign employment
- Single premium (one-time payment)
- Funeral expenses up to NPR 100,000
- Total/partial disability benefit from 5% to 100% of basic sum assured depending on loss
- Loss of income cover up to NPR 200,000
- Body repatriation up to NPR 100,000
- Critical illness cover up to NPR 500,000
- Medical expenses reimbursement up to NPR 100,000
- Premium payment available via Khalti, eSewa, PrabhuPAY
Terms and conditions
- Funeral expenses up to NPR 100,000
- Total/partial disability benefit from 5% to 100% of basic sum assured depending on loss
- Loss of income cover up to NPR 200,000
- Body repatriation up to NPR 100,000
- Critical illness cover up to NPR 500,000
- Medical expenses reimbursement up to NPR 100,000
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the full sum assured. There is no savings element, so nothing else accrues.
Typical for term plans — confirm the exact terms in the brochure.
If the policy runs to maturity
There is no maturity payout. The premium buys cover for the term, not savings.
Typical for term plans — confirm the exact terms in the brochure.
Optional riders
No optional riders are attached to this plan.
Questions about this plan
What kind of plan is SuryaJyoti Foreign Employment Term Life Insurance?
SuryaJyoti Foreign Employment Term Life Insurance from SuryaJyoti Life Insurance is a term plan that is pure life cover for a fixed period, with no savings element, and suits people protecting family income or a loan.
Who can buy SuryaJyoti Foreign Employment Term Life Insurance?
The entry age for SuryaJyoti Foreign Employment Term Life Insurance is 18 – 64 years.
How long does SuryaJyoti Foreign Employment Term Life Insurance run?
The policy term for SuryaJyoti Foreign Employment Term Life Insurance is Foreign employment contract term + 6 months.
How much cover can I take on SuryaJyoti Foreign Employment Term Life Insurance?
The sum assured available on SuryaJyoti Foreign Employment Term Life Insurance is From Rs 10,00,000.
Premium
Quote on request