SuryaJyoti Life Insurance
Life Insurance

SuryaJyoti Foreign Employment Term Life Insurance

by SuryaJyoti Life Insurance

एकल प्रिमियम

रु. बीमाङ्क

रु. 10,00,000

प्रवेश आयु

18-64 वर्ष

बीमा अवधि

रोजगारी सम्झौता अवधि + ६ महिना नीति अवधि

Premium

रु. 1,886 रु./एकपटक

NPR/single premium

Coverage

रु. 10 लाख (NPR 10 Lakh)

10,00,000

Description

A single-premium term life insurance designed to provide coverage for death, disability or critical illness during foreign employment. Policy term is the foreign employment contract term plus 6 months.

Features
  • Coverage for death, disability and critical illness during foreign employment
  • Single premium (one-time payment)
  • Funeral expenses up to NPR 100,000
  • Total/partial disability benefit from 5% to 100% of basic sum assured depending on loss
  • Loss of income cover up to NPR 200,000
  • Body repatriation up to NPR 100,000
  • Critical illness cover up to NPR 500,000
  • Medical expenses reimbursement up to NPR 100,000
  • Premium payment available via Khalti, eSewa, PrabhuPAY
Highlights
  • Specifically for foreign employment coverage
  • Single premium (one-time payment)
  • Policy term = employment contract term + 6 months
Life Insurance Details
Endowment Maturity Calculator

See what your investment would be worth today if started 20 years ago with this plan.

Select Yearly Premium / वार्षिक प्रिमियम छान्नुहोस्

Total Premium Paid (20 yrs)

रु. 3 लाख

कुल प्रिमियम भुक्तानी

Sum Assured

रु. 79.5 लाख

बीमाङ्क

Accumulated Bonus (20 yrs @ Rs. 57 per 1,000 SA)

+ रु. 89.9 लाख

संचित बोनस (FY 2079/80)

Estimated Maturity Value / अनुमानित परिपक्वता रकम

5546.9% return

रु. 169.4 लाख

= Sum Assured (रु. 79.5 लाख) + Bonus (रु. 89.9 लाख)

* Projection based on bonus rate of FY 2079/80 (Rs. 4370 per 1,000 SA). Actual returns may vary. Bonus rates are declared annually and are not guaranteed.

Eligibility
Age18 - 64 years
Policy TermForeign employment contract term + 6 months