Rastriya Jeevan Beema Company
Life Insurance
Popular

Child Plan

by Rastriya Jeevan Beema Company

बालका लागि उत्तम

प्रवेश उमेर

0-12 वर्ष

बोनस

वार्षिक रुपमा घोषणा गरिन्छ

दावी निवारण

~95% (अनुमानित)

Premium

रु. 5,000 रु./वर्ष

NPR/yr

Coverage

रु. 1 लाख (NPR 1 Lakh)

NPR

Description

A child-focused savings and life cover plan that helps grow savings while providing life protection with flexible premium options.

Features
  • Combines savings growth with life cover
  • Flexible premium payment frequencies (Monthly/Quarterly/Half-yearly/Yearly)
  • Participating/profit plan with expected bonuses
  • Premium waiver on proposer’s death (commonly applicable)
  • Useful for child’s future education and financial goals
Highlights
  • Designed to secure child's future
  • Savings + life protection in one plan
  • Flexible payment options
Life Insurance Details

Available Riders

Critical Illness Rider
Accidental Death Benefit Rider
Premium Waiver Rider
Endowment Maturity Calculator

See what your investment would be worth today if started 20 years ago with this plan.

Select Yearly Premium / वार्षिक प्रिमियम छान्नुहोस्

Total Premium Paid (20 yrs)

रु. 3 लाख

कुल प्रिमियम भुक्तानी

Sum Assured

रु. 3 लाख

बीमाङ्क

Accumulated Bonus (20 yrs @ Rs. 60 per 1,000 SA)

+ रु. 3.6 लाख

संचित बोनस (FY 2080/81)

Estimated Maturity Value / अनुमानित परिपक्वता रकम

120.0% return

रु. 6.6 लाख

= Sum Assured (रु. 3 लाख) + Bonus (रु. 3.6 लाख)

* Projection based on bonus rate of FY 2080/81 (Rs. 6060 per 1,000 SA). Actual returns may vary. Bonus rates are declared annually and are not guaranteed.

Eligibility
AgeMax 12 years
Policy TermUntil child reaches maturity (commonly up to 21 years)