Life Insurance
Why Life Insurance is Essential in Nepal
Learn why every Nepali family needs life insurance and how to choose the right coverage amount for your situation.
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Compare, Understand & Choose the Right Insurance for You
Learn about insurance, compare plans from 30+ Nepali insurers side by side, and find the perfect policy tailored to your needs — all in one place.
- 30+
- Insurers
- 170+
- Plans
- >99%
- Claims settled
One search, every kind of cover
New to insurance
Start with what you need to protect.
Insurance terminology can obscure a simple question. Choose what matters most to you and we'll show the plans that address it.
Browse by category
Every plan we hold, counted.
18 plans across 5 categories
Why SajiloBima
What makes SajiloBima different from everywhere else you can choose insurance in Nepal?
Four questions people ask us before they compare anything.
- Am I seeing the whole market?
30+ insurers
licensed by the Nepal Insurance Authority, compared side by side — no paid rankings
- What can I actually compare?
170+ plans
across life, health, motor, travel, property and agriculture — all on one page
- What does this cost me?
Free
today and every day after — there is no paid tier and nothing to unlock
- What if I don't get the jargon?
We explain it
articles and help pages covering cover, exclusions and claims in plain terms
Let Our AI Agent Work for You
Tell us a bit about yourself — our agent will research plans, compare options, and find the best fit for you.
- Get started in under a minute
- Private and secure — no spam
- AI compares 170+ plans for you
- Personalized recommendation, free
Insurance companies
Leadinginsurance companies
The insurers whose plans are in our table today, ordered by how many of their plans we list. Every one is licensed by the Nepal Insurance Authority.
- 01
National Life Insurance19 plansLife · 1988 - 02
Sagarmatha Lumbini Insurance4 plansNon-life - 03
The Oriental Insurance Company3 plansNon-life · 1956 - 04
Himalayan Everest Insurance3 plansNon-life - 05
Shikhar Insurance2 plansNon-life - 06
United Ajod Insurance2 plansNon-life - 07
Prabhu Insurance2 plansNon-life - 08
Nepal Life Insurance1 planLife · 2001 - 09
Rastriya Jeevan Beema Company1 planLife · 1968 - 10
MetLife Nepal1 planLife · 2001 - 11
Himalayan Life Insurance1 planLife · 2023 - 12
SuryaJyoti Life Insurance1 planLife · 2022 - 13
IME Life Insurance1 planLife · 2008 - 14
Citizen Life Insurance1 planLife · 2017 - 15
LIC Nepal1 planLife - 16
Rastriya Beema Company1 planNon-life - 17
NECO Insurance1 planNon-life · 1994
Questions
The thingspeople ask first.
The short answers, before you start comparing.
No. Browsing, filtering and comparing are open to everyone. An account only saves your advisor conversations.
Guides & articles
Insurance Knowledge Hub
Learn everything about insurance in Nepal
Health Insurance
Complete Guide to Health Insurance
Understand health insurance plans, cashless hospitals, claim processes, and what to look for before buying.
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Motor Insurance
Motor Insurance: Third Party vs Comprehensive
Know the difference between third-party and comprehensive motor insurance, and which one you actually need.
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Guide
How to Compare Insurance Plans Effectively
A step-by-step guide to comparing premiums, coverage, claim ratios, and hidden terms across insurers.
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Ready to find your best insurance?
Thousands of Nepalis have found their ideal insurance plan through SajiloBima. Start a free consultation with our AI advisor.
- Tell us what you needA few plain questions. No phone number.
- See the plans side by sideCover, terms and claim records, compared.
- Ask for a quoteOnly when you've found one worth asking about.