MetLife's Group Medical provides flexible, customizable group health coverage for organizations covering employees, their spouse and dependent children. Benefits include in-patient hospitalization, outpatient, maternity, dental and optical (certain benefits require minimum employee counts).
What's included
Key highlights
- Flexible, customizable group health cover
- Cashless network hospitals
- 280-day waiting period for maternity
- Minimum employee thresholds for OP/dental/optical benefits
Features
- In-hospitalisation (IP) expense reimbursement
- Maternity benefit (coverage after 280 consecutive days in category)
- Outpatient (OP) cover (minimum 25 eligible employees)
- Dental (DEN) cover (minimum 50 eligible employees) — aesthetics and dentures excluded
- Optical (OPT) cover (minimum 50 eligible employees) — contact lenses excluded
- Registered ambulance services to/from hospital included
Plan specifics
- Maternity benefit
- No
Loan & liquidity
- Policy loan
- Not available
- Surrender allowed
- After 3 years
- Surrender value
- 30% of paid premiums
- Loan facility
- Up to 90% of surrender value
Premium
Quote on request