Coverage
रु. 15 लाख (NPR 15 Lakh)
NPR
Description
International-standard insurance service. An excellent life insurance plan in Nepal with MetLife's global experience.
Features
- International standards
- Maturity benefit
- Death benefit
- Bonus accumulation
- Premium waiver
Highlights
- International brand
- Reliable
- High quality
Bonus Rate
Range45 - 75 per thousand
Fiscal Year2080/81
Riders
ADB
Accidental Death Benefit
Critical Illness
Coverage for 30+ critical illnesses
Premium Waiver
Waives premiums on disability/critical illness
Hospital Cash
Daily cash benefit during hospitalization
Pros & Cons
Pros
- International brand with global risk management expertise
- Most comprehensive rider options among Nepal insurers
- Premium waiver rider protects against disability
- Strong financial backing from MetLife global
- Modern digital services and app
Cons
- −Highest premium among comparable endowment plans
- −Bonus rates lower than Nepal Life and SuryaJyoti
- −Limited branch network compared to local insurers
- −Premium may be expensive for average earners
Claim Process
- 1Call MetLife claims helpline
- 2Submit online claim with documents
- 3Dedicated claims officer assigned
- 4Settlement within 15 days of document completion
Eligibility
Age18 - 60 years
Policy Term15-25 years