In simple terms: you pay a fixed amount each year, and at the end of the term you get your cover amount back together with the bonus the insurer adds along the way. International-standard insurance service. An excellent life insurance plan in Nepal with MetLife's global experience.
Maturity estimator
Estimated value at maturity
—
Declared bonus
Rs 40–70
per Rs 1,000 sum assured, per year · declared FY 2081/82
Recent years
- FY 2081/82
- Rs 40–70/ 1,000
- FY 2080/81
- Rs 55–75/ 1,000
- FY 2079/80
- Rs 60–80/ 1,000
- FY 2078/79
- Rs 60–80/ 1,000
- FY 2077/78
- Rs 60–80/ 1,000
* Company-wide declared range — the plan's own term bands were not published that year.
Source: MetLife Nepal declaration for FY 2081/82
Bonus rates are declared annually and are not guaranteed. Past rates do not guarantee future rates.
What's included
Key highlights
- International brand
- Reliable
- High quality
Features
- International standards
- Maturity benefit
- Death benefit
- Bonus accumulation
- Premium waiver
What happens in each case
Each plan pays out differently depending on what happens during the term. These are the situations that matter for this kind of plan.
If the insured passes away during the term
The nominee receives the sum assured plus the bonus built up to that date, and the policy ends.
Typical for life insurance plans — confirm the exact terms in the brochure.
If the policy runs to maturity
You receive the sum assured plus the bonus built up to that date on the maturity date.
Typical for life insurance plans — confirm the exact terms in the brochure.
Optional riders
Questions about this plan
Who can buy MetLife Endowment?
The entry age for MetLife Endowment is 18 – 60 years.
How long does MetLife Endowment run?
The policy term for MetLife Endowment is 15-25 years.
How much cover can I take on MetLife Endowment?
The sum assured available on MetLife Endowment is From Rs 15,00,000.
What bonus rate does MetLife Endowment earn?
For FY 2081/82, MetLife Nepal declared Rs 40–70 / 1,000 of sum assured on MetLife Endowment. Bonus rates are set each year and are not guaranteed.
Which riders can be added to MetLife Endowment?
MetLife Endowment can be taken with the following optional riders: PTD / PWB. Each rider carries its own premium.
Premium
Quote on request