Jeevan Labh

by LIC Nepal

Endowment361Popular

Sum assured

Rs 50,000

Premium / yr

On request

Term

10–25 yrs

Entry age

18–60

About this plan

A with-profit individual endowment plan where the premium paying term is 5 years less than the policy term. Provides maturity benefit (Sum Assured + accrued bonus) on survival, death benefit (Sum Assured + accrued bonus) on death, and additional funeral expense payment.

What's included

Key highlights

  • With-profit endowment plan
  • Risk cover extends 5 years beyond premium paying term
  • Funeral expense benefit included

Features

  • Premium paying term = policy term minus 5 years; risk cover continues for 5 years after premium term
  • Maturity benefit: Sum Assured + accrued bonus
  • Death benefit: Sum Assured + accrued bonus + funeral expense (25% of SA or Rs.100,000 whichever is lower)
  • Premium payment term: (Policy term - 5) years

Eligibility & term

Entry age
18 – 60 years
Policy term
10 / 15 / 20 / 25 years

Declared bonus

Rs 41–65 / 1,000

FY 2081/82

Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.

Optional riders

Accidental death (ADB)PTD / PWBCritical illness (CI)

No optional riders are attached to this plan.

Other plans from LIC Nepal

Premium

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