With-profit (लाभांश साहित)
न्यूनतम बीमांक
रु.50,000
प्रवेश आयु
18 वर्ष
भुक्तानी मोड
वार्षिक/अर्धवार्षिक/त्रैमासिक/मासिक
Coverage
रु. 50,000 रु.
Based on Source of Income
Description
A with-profit individual endowment plan where the premium paying term is 5 years less than the policy term. Provides maturity benefit (Sum Assured + accrued bonus) on survival, death benefit (Sum Assured + accrued bonus) on death, and additional funeral expense payment.
Features
- Premium paying term = policy term minus 5 years; risk cover continues for 5 years after premium term
- Maturity benefit: Sum Assured + accrued bonus
- Death benefit: Sum Assured + accrued bonus + funeral expense (25% of SA or Rs.100,000 whichever is lower)
- Premium payment term: (Policy term - 5) years
Highlights
- With-profit endowment plan
- Risk cover extends 5 years beyond premium paying term
- Funeral expense benefit included
Life Insurance Details
Available Riders
Accidental Death
Total Permanent Disability due to Accident
Eligibility
Age18 - 60 years
Policy Term10 / 15 / 20 / 25 years