Baal Unnati
by LIC Nepal
Child363Popular
Sum assured
Rs 1 L
Premium / yr
On request
Term
8–25 yrs
Entry age
20–50
About this plan
Baal Unnati — a without-profit child endowment plan which provides protection for both the child and the proposer. Available in regular and single premium modes with guaranteed additions, built-in premium waiver, and a monthly income benefit.
What's included
Key highlights
- Guaranteed additions per 1000 Sum assured
- Monthly income (1% of Sum assured)
- Surrender & loan after 3 years
Features
- Coverage for both child and proposer
- Built-in premium waiver benefit
- Monthly income benefit: 1% of Sum Assured each month
- Optional accidental & permanent disability rider for proposer
- Policy surrender allowed after 3 full years
- Loan up to 90% of surrender value after 3 full years
- Single and regular premium payment modes available
Eligibility & term
- Entry age
- 20 – 50 years
- Policy term
- 8 to 25 years
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from LIC Nepal
Premium
Quote on request