LIC Nepal
Life Insurance
Popular

Baal Unnati

by LIC Nepal

बाल बीमा

निश्चित दरमा बोनस

रु.55 / 1000 (8-14 yrs), रु.60 / 1000 (15-25 yrs)

प्रवेश उमेर (बालक)

०–१७ वर्ष

प्रीमियम मोड

वार्षिक/छमासिक/त्रैमासिक/मासिक/एकमुट्ठी

Coverage

रु. 1 लाख (NPR 1 Lakh)

100,00,000

Description

Baal Unnati — a without-profit child endowment plan which provides protection for both the child and the proposer. Available in regular and single premium modes with guaranteed additions, built-in premium waiver, and a monthly income benefit.

Features
  • Coverage for both child and proposer
  • Built-in premium waiver benefit
  • Monthly income benefit: 1% of Sum Assured each month
  • Optional accidental & permanent disability rider for proposer
  • Policy surrender allowed after 3 full years
  • Loan up to 90% of surrender value after 3 full years
  • Single and regular premium payment modes available
Highlights
  • Guaranteed additions per 1000 Sum assured
  • Monthly income (1% of Sum assured)
  • Surrender & loan after 3 years
Life Insurance Details

Available Riders

Accidental and Permanent Disability Rider for proposer

Bonus Rate (per Rs. 1,000)

8-14 yrsRs. 55
15-25 yrsRs. 60
Eligibility
Age20 - 50 years
Policy Term8 to 25 years