Jeevan Saathi
by LIC Nepal
Couple357Popular
Sum assured
Rs 2 L
Premium / yr
On request
Term
15 yrs
Entry age
18–75
About this plan
A joint life savings and insurance plan providing cover to both the policyholder and spouse. Offers higher risk cover on death/accident and a free partial cover for the spouse.
What's included
Key highlights
- Minimum SA: NPR 200,000
- Policy term: 15 years
- 250% sum assured on accidental death
Features
- Free insurance cover for spouse up to 50% of sum assured
- Designed to offer high bonus (participating/profit plan)
- Cheaper alternative compared to standard endowment
- Loan up to 90% of surrender value
Eligibility & term
- Entry age
- 18 – 75 years
- Policy term
- 15 years
Declared bonus
Rs 41–65 / 1,000
FY 2081/82
Declared range for the fiscal year shown — the exact rate depends on the plan and term. Rates are revised annually and are not guaranteed for future years.
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Other plans from LIC Nepal
Premium
Quote on request