Surakshit Bal Bhavishya Yojana

A child-focused life insurance plan to secure a child's future. Provides financial protection for education and long-term needs, with benefits on maturity, survival payouts and proposer-death protections.

• Financial protection for children's education and long-term needs
• Yearly survival payout of 1.5% of Sum Assured until maturity
• Maturity benefit: Sum Assured plus accrued guaranteed additions
• Future premiums waived on proposer death
• Premiums returned if death occurs before risk start
• Surrender allowed after 3 years; up to 90% loan against surrender value

• Entry age (child): 1 month – 17 years
• 1.5% of Sum Assured paid yearly as survival benefit
• Up to 90% loan against surrender value