Samriddha Bhavishya Laghu Jeewan Beema
Endowment
Sum assured
Rs 25,000
Premium / yr
Rs 1,000
Term
5–20 yrs
Entry age
18–60
About this plan
A micro endowment life plan that combines insurance protection with mandatory savings and pays a guaranteed maturity benefit at the end of the term.
What's included
Key highlights
- Policy terms: 5, 10, 15, 20 years
- Maximum maturity age 70 years
- Surrender allowed after 3 years
Features
- Accidental Death & Disability rider available
- Low premium — affordable protection
- Digital purchase and service enabled
- Death benefit payable to nominee during policy term
- Surrender permitted after 3 years as per regulations
- Guaranteed maturity benefit at end of policy term
Eligibility & term
- Entry age
- 18 – 60 years
- Policy term
- 5, 10, 15 and 20 years
- Sum assured
- Rs 25,000 – Rs 5,00,000
- Premium modes
- Yearly, Half-yearly, Quarterly
Benefits payout
- Death benefit
- Sum Assured payable to nominee if death during policy term
- Maturity benefit
- Guaranteed maturity benefit at end of policy term
Optional riders
Accidental death (ADB)PTD / PWBCritical illness (CI)
Accidental Death & Disability Rider
Optional rider that provides additional benefit on accidental death or permanent disability
Loan & liquidity
- Policy loan
- Not available
- Surrender allowed
- After 3 years
- Paid-up value
- Yes
- Partial withdrawal
- No
What's not covered
- Suicide (as per standard terms)
- War, civil commotion
- Pre-existing conditions as per underwriting
- Self-inflicted injuries and illegal acts
Other plans from Liberty Micro life Insurance
Premium / yr
Rs 1,000