कम प्रिमियम
न्यूनतम बीमा रकम
रु.50,000
प्रवेश उमेर
18-60
बीमा अवधि
5-30 वर्ष
Coverage
रु. 50,000 रु.
NPR
Description
Low-premium term life insurance providing high protection. On death during the policy term, full sum assured is payable. Riders available for additional coverage.
Features
- Designed to provide high cover at low premium
- Minimum sum assured NPR 50,000
- No maturity benefit (term plan)
- Single, regular and limited premium payment options
- Riders: Accidental Death, Permanent Total Disability, Critical Illness (21 conditions)
Highlights
- Minimum SA: NPR 50,000
- Entry age: 18–60 years
- Policy term: 5–30 years
- No loan facility
- Premiums not refunded
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)- On Death of the Life Assured due to accident within the policy term before age 65 years, additional sum equal to the Rider Sum Assured under the policy will be paid to nominee/beneficiary.
Accidental Total Permanent Disability (PTD)-On Permanent Total Disability of life assured due to accident within the policy term before 65 years, an additional sum assured under the policy is paid in monthly installments spread over 10 years, Further, all the future premiums will be waived up to a limit of Rider Sum Assured.
Critical Illness Rider (21 conditions, max SA up to रु.5,000,000 or as per underwriting)
Eligibility
Age18 - 60 years
Policy TermMin 5 years - Max 30 years