पेन्सन/रेटीयरमेन्ट
प्रवेश आयु
18–65 वर्ष
न्यूनतम बीमांक
रु.25,000
राइडरहरू
ADB, TPD/PW, CI, PA
Coverage
रु. 25,000 रु.
Based on source of income
Description
HimalayanLife Pension Plan is a pension product that provides income security after active working life. At maturity you receive Basic Sum Assured plus vested bonus with an option to convert into an immediate annuity (pension).
Features
- Entry age 18 to 65 years
- Minimum Sum Assured NPR 25,000; no maximum limit
- Policy term 10–54 years
- Premium paying term equals policy term
- Maturity benefit: Basic Sum Assured plus vested bonus; option to convert to immediate annuity
- Supplementary riders available: ADB, TPD/PW, Critical Illness, Personal Accident
Highlights
- Designed for long-term retirement income
- Flexible premium payment frequencies
- Multiple supplementary riders available
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB) and Total Permanent Disability and Premium Waiver (TPD/PW)-Equal to basic sum assured or maximum NPR. 10,000,000 whichever is lower
Critical Illness (CI)-The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA)-The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 65 years
Policy Term10–54 years