Himalayan Surakshit Bhavisya Jeevan Beema Yojana (Pension Plan)

A combined endowment, whole-life and pension plan providing annual pension after the premium paying term. Pays accrued bonuses at maturity, death benefits during and after premium term, and annual pension after term until age 99 with lump sum at 100 or on death.

• Combined endowment, whole-life and annual pension benefits
• On death during premium term: full sum assured plus accrued bonuses
• After premium paying term: annual pension of 6% of sum assured until age 99
• Lump sum payable at age 100 or on death
• Loan facility and tax benefits
• Premium waiver, accidental death and permanent total disability benefits
• Riders available: ADB and TPD/PW (limit equal to basic SA or up to NPR 5,000,000 whichever is less)

• Policy term: 10–30 years
• Minimum sum assured: NPR 500,000
• Pension: 6% of sum assured per year after premium-paying term
• Multiple raiders available