Himalayan Life Insurance
Life Insurance
Popular

Himalayan Life Sulav Money Back Plan

by Himalayan Life Insurance

Money Back

Entry age

18–58

Minimum sum assured

रु.50,000

Policy term

12/15/20/25 वर्ष

Coverage

रु. 50,000 रु.

Based on Source of Income

Description

Sulav Money Back is a money-back life insurance scheme that pays specified percentages of the sum assured at defined policy anniversaries and provides death benefits plus accrued bonuses. Policy offers single and regular premium options.

Features
  • Money-back life insurance
  • Minimum sum assured NPR 50,000
  • Fixed policy term and premium paying terms
  • Survival benefits paid at policy anniversaries
  • Death benefit multiples (1.5x, 2x, 2.5x, 3x) plus accrued bonus depending on duration
  • Supplementary riders: ADB, TPD/PW, Critical Illness, Personal Accident
Highlights
  • Money-back plan — periodic survival payouts
  • Minimum Sum assured: NPR 50,000
  • Policy terms: 12/15/20/25 yrs
  • Riders available: ADB, TPD/PW, CI, PA
Life Insurance Details
Money Back Policy

Available Riders

Accidental Death Benefit (ADB)/Total Permanent Disability and Premium Waiver (TPD/PW)-(Equal to basic sum assured or maximum NPR. 10,000,000 which ever is less)
Critical Illness (CI)-The medical cost shall be borne by an applicant whatsoever. The maximum rider sum assured shall be NPR. 25,00,000 or actual basic sum assured whichever is lower.
Personal Accident (PA)-The maximum rider sum assured shall be NPR. 50,00,000 or actual basic sum assured whichever is lower
Eligibility
Age18 - 58 years
Policy TermPolicy term: 12 / 15 / 20 / 25 years