Himalayan Endowment Cum Whole Life Assurance Plan

This plan is an endowment-cum-whole-life assurance where the sum assured is payable on the death of the insured whenever it occurs. Premiums are payable for a stipulated period while the assured amount is paid to nominees on death.

• Minimum sum assured NPR 100,000
• Policy term (premium paying): min 5 to max 59 years
• Accidental benefits (ADB/PWB/PTD) up to NPR 10,000,000
• Loan facility after 3 years of full premium payment
• Maturity benefit: Sum assured + accrued bonus
• Waiver of premium on total permanent disability and monthly income benefit up to 120 months

• Min Sum assured NPR 100,000
• Entry age 18–65 years
• Accidental benefit up to NPR 10,000,000
• Loan available after 3 years' premiums