गारन्टी बोनस
गारन्टी बोनस
रु.40/1000 (Single) / रु.60/1000 (Regular)
क्रिटिकल इल्यनेस कभर
रु.2,500,000
न्यूनतम बीमाङ्क
रु.100,000
Coverage
रु. 1 लाख (NPR 1 Lakh)
Based on Source of Income
Description
Participating endowment life plan offering guaranteed bonus plus loyalty additions at maturity. Supports single or regular premium payment options. Riders available for accidental death, TPD/Premium waiver, critical illness and personal accident with medical cover.
Features
- Guaranteed bonus: Rs.40/1000 (single), Rs.60/1000 (regular)
- Single or 6/8 premium paying term options
- Graduated death benefit (higher multiples after early years)
- Personal accident and medical expense cover up to NPR 5,000,000
Highlights
- Minimum sum assured: NPR 100,000
- Max maturity age: 75 years
- Guaranteed bonus plus loyalty additions
Life Insurance Details
Available Riders
Accidental Death Benefit (ADB)
Total Permanent Disability & Premium Waiver (TPD/PW)
Critical Illness Cover (up to NPR 2,500,000)
Personal accident and disabilities with medical expenses (up to NPR 5,000,000)
Bonus Rate (per Rs. 1,000)
Single 12 yrs (guaranteed+loyalty) yrsRs. 55
Single 15 yrs (guaranteed+loyalty) yrsRs. 70
Regular (guaranteed per 1000) yrsRs. 60
Eligibility
Age18 - 60 years
Policy Term12-15 years